The state of Florida has very strict rules when it comes driving and car insurance. If for some reason you are stopped and asked for proof of insurance and don’t have insurance consequences could be a lengthy suspension of your driving license or maybe even some jail time. You are unable to register your car [...]
There are a lot of factors that affect your car insurance premium such as age, location, marital status, make and model of your car and as well as your driving record. However, most policy holders didnt know that the credit score is also being looked at by car insurance companies that will determine your car [...]
Reader’s Question: I had a DUI here in Florida and so I am now getting ready to reinstate my driver’s license. I was told I should get SR22 insurance and make sure I have minimum liability insurance, but what is SR22? Charles St. Petersburg, FL SR22 is a form that is used by car insurance [...]
A deductible is the amount that you pay before the insurance provider pays on a claim. The higher the deductible the lower the premium, meaning you help share the risk with the car insurance company. Insurance companies believe that if a driver is sharing part of the risk with the insurance companies, it is likely [...]
In most instances, SR22 car insurance is just needed for drivers who are convicted of a drunk driving or DUI. It is regarded as high risk car insurance coverage. For Florida drivers, even if they have the worst rating as a high risk driver because of their DUI, they still have alternatives in terms of [...]
The state of Florida has very strict rules when it comes driving and car insurance. If for some reason you are stopped and asked for proof of insurance and don’t have insurance consequences could be a lengthy suspension of your driving license or maybe even some jail time. You are unable to register your car [...]
You may think that because you have a small business with few employees who drive their own vehicles for business purposes, that it might be your assumption that you do not need business car insurance. Your employees may not have adequate auto insurance therefore you may not always have proper coverage if they should be [...]
Arranging for rental car insurance before your vacation or business trip would be in your favor. For one thing, it takes away the risk to your financial security. If asked by a representative from the rental car company if you want to purchase the additional coverage, you can answer ‘yes’ or a simple ‘no thanks’ [...]
Who says that getting older is a disadvantage when getting senior car insurance? In the state of Florida, senior drivers are in fact getting a lot of advantages because of their age. How? Read on: Florida Statute 627.0652 requires car insurance companies to provide mandatory reduction in car insurance rates for a period of three [...]
Car insurance for young drivers or for fist time drivers is expensive. Insurance company underwriters rate first time drivers at a higher risk as opposed to other drivers. In fact, according to studies, 20% of new drivers that are under the age of 25 are found to be involved in more car accidents during the [...]
You are required by the state of Florida to maintain liability insurance on your vehicles. Florida residents are required to purchase: $10,000 for Personal Injury Protection (PIP) $10,000 for Property Damage Liability (PDL) You may ask, what is PIP, (Personal Injury Protection), also known as Florida No Fault Insurance, PIP covers you, regardless of whether [...]
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